1. Introduction

Welcome to Clear Chain Desk. These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website clearchaindesk.com (the "Service") operated by Clear Chain Desk ("we", "us", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Intellectual Property Rights

Unless otherwise stated, Clear Chain Desk and/or its licensors own the intellectual property rights for all material on the Service. All intellectual property rights are reserved. You may access this material for your own personal use subject to restrictions set in these Terms and Conditions.

You must not:

• Republish material from our Service without proper attribution
• Sell, rent, or sub-license material from the Service
• Reproduce, duplicate, or copy material from the Service for commercial purposes
• Redistribute content from our Service (unless content is specifically made for redistribution)

All research papers, educational materials, and technical content published on our Service are protected by copyright law. You may use these materials for personal educational purposes, but any commercial use, republishing, or redistribution requires explicit written permission from Clear Chain Desk.

3. User Content

Our Service may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting User Content on or through the Service, you represent and warrant that:

• You own the content and/or have the right to use it and grant us the rights and license as provided in these Terms
• The content does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity
• The content does not contain material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable

We reserve the right to remove any User Content from the Service at our discretion, without prior notice, for any reason, including if we believe the User Content violates these Terms, infringes any intellectual property right or other right of any person or entity, or could create liability for the Service.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Payments and Subscriptions

Some parts of the Service may be available only with a paid subscription. You will be billed in advance on a recurring basis, depending on the type of subscription plan you select.

You may cancel your subscription at any time by contacting us. You will be responsible for all charges incurred up to the cancellation date. If you cancel during an active subscription period, we will not refund any fees already paid to us.

For digital products that offer immediate access to content, such as downloadable research papers or educational materials, we do not offer refunds once the content has been downloaded or accessed. Please review our Refund Policy for more details.

6. Free Trial

We may, at our sole discretion, offer a subscription with a free trial for a limited period of time. You may be required to enter your billing information to sign up for the free trial.

If you do not cancel your subscription before the end of the free trial period, we will automatically charge the subscription fee for the type of subscription you have selected.

At any time and without notice, we reserve the right to modify the terms and conditions of the free trial offer or to cancel it entirely.

7. Limitation of Liability

In no event shall Clear Chain Desk, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

8. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Clear Chain Desk, its subsidiaries, affiliates, and its licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements

Educational content and research provided through our Service is for informational purposes only. It should not be considered financial, legal, or investment advice. Always consult with appropriate professionals before making important decisions based on our content.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service, or notify us that you wish to delete your account.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• By email: info@clearchaindesk.com
• By phone: +444875728186
• By mail: 5 New Street Square, London EC4A 3TW, United Kingdom